@charset "UTF-8";
:root{--paper:#f8f6f0;--cream:#fffdf8;--ink:#17394b;--muted:#53656d;--gold:#86643b;--sand:#eeeee6;--line:#d5ddd9;--serif:Georgia,'Times New Roman',serif;--sans:'Manrope',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.8;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%;height:auto}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}button,a,summary{-webkit-tap-highlight-color:transparent}h1,h2,h3,p,figure,blockquote{margin:0}h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.16;letter-spacing:-.025em}h1{font-size:43px}h2{font-size:35px}h3{font-size:25px}h1 em,h2 em{font-weight:400}p{max-width:66ch}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:5px}::selection{background:#dae7df}.wrap{width:calc(100% - 40px);max-width:1160px;margin-inline:auto}.skip-link{position:fixed;top:8px;left:8px;transform:translateY(-180%);z-index:100;padding:12px 20px;background:var(--ink);color:white}.skip-link:focus{transform:none}.eyebrow{font-family:var(--sans);font-size:11px;letter-spacing:.12em;line-height:1.7;font-weight:700}.site-header{position:relative;z-index:20;background:#fffdf9;border-bottom:1px solid var(--line)}.header-inner{width:calc(100% - 40px);max-width:1320px;min-height:88px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{display:flex;align-items:center;gap:10px;min-height:65px;flex-shrink:0}.brand img{width:42px;height:50px;object-fit:contain;mix-blend-mode:multiply}.brand>span{font-family:var(--serif);font-size:26px;line-height:1.2;letter-spacing:-.03em}.brand small{display:block;font-family:var(--sans);font-size:7px;letter-spacing:.13em;margin-top:5px;font-weight:600}.menu-toggle{border:0;background:none;display:flex;align-items:center;gap:10px;min-height:48px;padding:8px 0 8px 12px;color:var(--ink);font-size:13px}.menu-lines{width:21px;height:10px;border-top:1px solid;border-bottom:1px solid}.menu-toggle[aria-expanded=true] .menu-lines{transform:rotate(-45deg)}#main-nav{display:none;position:absolute;top:100%;left:0;right:0;padding:18px 20px 26px;background:var(--cream);border-bottom:1px solid var(--line);box-shadow:0 15px 20px #17394b0a}#main-nav.is-open{display:flex;flex-direction:column}#main-nav a{padding:12px 0;min-height:48px;font-size:14px}#main-nav a:hover,#main-nav a[aria-current]{text-decoration:underline;text-underline-offset:7px}#main-nav .nav-contact{font-weight:700}.home-hero{background:var(--paper)}.hero-copy{padding:38px 20px 34px}.hero-copy .eyebrow{font-size:10px;color:var(--gold)}.hero-copy h1{margin:20px 0 23px;font-size:clamp(41px,10.5vw,62px);line-height:1.12}.hero-description{font-size:16px;color:var(--muted);line-height:1.8}.hero-actions{display:flex;flex-wrap:wrap;gap:12px 23px;align-items:center;margin-top:25px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:12px 24px;font-size:14px;font-weight:600;line-height:1.5;background:var(--ink);border:1px solid var(--ink);color:white;transition:background .2s}.button:hover{background:#28556b;border-color:#28556b}.button-outline{background:transparent;color:var(--ink)}.button-outline:hover{color:white}.text-link{display:inline-flex;align-items:center;min-height:48px;font-size:14px;font-weight:600;text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px}.text-link:hover{color:var(--gold)}.hero-figure{position:relative;height:280px;overflow:hidden;background:#21454e}.hero-figure>img{width:100%;height:100%;object-fit:cover;object-position:30% 62%}.hero-figure figcaption{position:absolute;bottom:18px;right:20px;color:#fff9e8;font-family:var(--serif);font-size:14px;letter-spacing:.015em}.desktop-break{display:none}.principles{background:#e9efeb;border-bottom:1px solid var(--line)}.principles>.wrap{display:grid;gap:0}.principles .wrap>div{padding:18px 0;border-bottom:1px solid #ccd8d1;display:flex;justify-content:space-between;align-items:center;gap:20px}.principles .wrap>div:last-child{border:0}.principles strong{font-family:var(--serif);font-size:22px;font-weight:400;white-space:nowrap}.principles span{font-size:12px;line-height:1.6;text-align:right;max-width:175px}.section{padding-block:60px}.welcome-section{display:grid;gap:32px}.scott-portrait{max-width:360px;width:100%}.scott-portrait img{aspect-ratio:4/4.25;object-fit:cover;object-position:top;background:#e9e9e1}.scott-portrait figcaption{padding-top:15px;font-family:var(--serif);font-size:22px}.scott-portrait figcaption span{display:block;font-family:var(--sans);font-size:12px;color:var(--muted);margin-top:2px}.welcome-copy .eyebrow{color:var(--gold);margin-bottom:18px}.welcome-copy h2{margin-bottom:24px}.welcome-copy p:not(.eyebrow){color:var(--muted);margin-bottom:19px}.welcome-copy .lead{color:var(--ink);font-size:18px}.services-section{background:#edf1ef;padding-block:57px 60px}.section-heading .eyebrow{color:var(--gold);margin-bottom:16px}.section-heading{margin-bottom:32px}.service-list{display:grid;gap:0}.service-item{padding-block:26px;border-top:1px solid #c8d5ce}.service-item h3{margin-bottom:15px}.service-item p{color:var(--muted);margin-bottom:10px}.home-video{display:grid;gap:30px}.home-video .eyebrow{color:var(--gold);margin-bottom:17px}.home-video h2{margin-bottom:21px}.home-video p:not(.eyebrow){color:var(--muted);margin-bottom:12px}.video-stage{position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--ink)}.video-stage>img{width:100%;height:100%;object-fit:cover;object-position:50% 25%}.video-status{position:absolute;top:15px;left:15px;padding:5px 9px;font-size:9px;letter-spacing:.1em;background:var(--cream);color:var(--ink)}.video-title{position:absolute;inset:auto 0 0;padding:40px 20px 18px;background:linear-gradient(transparent,#17394beb);color:white}.video-title strong{font-family:var(--serif);font-size:23px;font-weight:400}.video-feature figcaption{font-size:13px;color:var(--muted);padding-top:12px;line-height:1.6}.video-stage iframe{position:absolute;inset:0;width:100%;height:100%;border:0}.contact-section{background:var(--ink);color:white;padding-block:53px}.contact-layout{display:grid;gap:32px}.contact-section .eyebrow{color:#cddbcf;margin-bottom:20px}.contact-section h2{font-size:35px}.contact-section p:not(.eyebrow){margin-top:20px;color:#d7e1e3}.contact-details{font-style:normal;display:flex;flex-direction:column;align-items:start}.contact-details strong{font-family:var(--serif);font-weight:400;font-size:24px}.contact-details span{font-size:13px;color:#d7e1e3}.contact-details a{display:flex;align-items:center;min-height:48px;text-decoration:underline;text-underline-offset:5px}.contact-details a:hover{color:#e2c498}.contact-phone{font-size:24px;margin-top:8px}.contact-email{font-size:14px}.contact-section .contact-details p{font-size:14px;margin-top:10px}.site-footer{background:var(--paper);padding-block:30px}.footer-top{display:flex;flex-wrap:wrap;gap:25px;align-items:center;justify-content:space-between;padding-bottom:20px;border-bottom:1px solid var(--line)}.footer-wordmark{font-family:var(--serif);font-size:28px}.footer-wordmark span{display:block;font-family:var(--sans);font-size:12px;color:var(--muted);margin-top:3px}.footer-links{display:flex;flex-wrap:wrap;align-items:center;gap:8px 23px}.footer-links>a,.footer-bottom>a{display:flex;align-items:center;min-height:48px;font-size:12px}.footer-links>a:hover,.footer-bottom>a:hover{text-decoration:underline;text-underline-offset:4px}.brokercheck img{width:100px;height:auto}.footer-bottom{display:flex;align-items:center;flex-wrap:wrap;gap:0 25px;padding-top:14px;font-size:12px;color:var(--muted)}.site-footer .legal{font-size:12px;line-height:1.85;max-width:100%;color:var(--muted);margin-top:13px}.topic-hero{background:#edf1ef;padding-block:38px}.topic-hero-grid{display:grid;gap:32px}.topic-copy .eyebrow{color:var(--gold);margin-bottom:19px}.topic-copy h1{font-size:41px;margin-bottom:22px}.topic-copy .button{margin-top:25px}.topic-content{display:grid;gap:34px}.topic-byline{display:grid;grid-template-columns:70px 1fr;gap:0 17px;align-content:start}.topic-byline img{width:70px;height:88px;object-fit:cover;grid-row:1/4}.topic-byline strong{font-family:var(--serif);font-size:20px;font-weight:400}.topic-byline span{font-size:12px;color:var(--muted)}.topic-byline a{font-size:13px;text-decoration:underline;text-underline-offset:4px;min-height:35px;display:flex;align-items:center}.article-body>h2{margin-bottom:22px}.article-body p{color:var(--muted);margin-bottom:20px}.approach-list{margin-top:35px}.approach-list section{border-top:1px solid var(--line);padding-top:24px;margin-top:24px}.approach-list h3{font-size:25px;margin-bottom:15px}.personal-note{background:var(--paper);border-left:3px solid #a08052;padding:25px 23px;margin-top:37px}.personal-note h2{font-size:29px;margin-bottom:17px}.personal-note p{margin-bottom:5px}.next-page{border-top:1px solid var(--line);padding-block:23px 35px;display:flex;flex-direction:column;align-items:start}.next-page p{color:var(--muted);font-size:13px}.legal-page{padding-block:50px 70px}.legal-page h1{margin:20px 0 35px}.legal-content h2,.legal-content h3{margin:30px 0 15px}.legal-content p{margin-bottom:18px}.legal-content a{text-decoration:underline}.legal-content{overflow-wrap:anywhere}
@media(min-width:600px){.hero-copy{padding-inline:40px}.wrap{width:calc(100% - 80px)}.header-inner{width:calc(100% - 64px)}.hero-figure{height:350px}.principles>.wrap{grid-template-columns:repeat(3,1fr)}.principles .wrap>div{display:block;border:0;padding:25px 16px}.principles .wrap>div:first-child{padding-left:0}.principles span{display:block;text-align:left;margin-top:4px}.principles strong{font-size:24px}.welcome-section{grid-template-columns:.8fr 1.2fr;align-items:start;gap:35px}.welcome-copy h2{font-size:32px}.contact-layout{grid-template-columns:1.2fr 1fr;gap:45px}.contact-email{font-size:12px}.home-video{grid-template-columns:.85fr 1.15fr;align-items:center}.topic-content{grid-template-columns:170px 1fr;gap:35px}.topic-byline{display:flex;flex-direction:column;gap:4px}.topic-byline img{width:135px;height:150px;margin-bottom:13px}.topic-byline a{min-height:48px}.next-page{flex-direction:row;align-items:center;justify-content:space-between}}
@media(min-width:900px){h2{font-size:40px}.section{padding-block:85px}.home-hero{display:grid;grid-template-columns:1.07fr 1fr;min-height:552px}.hero-copy{padding:68px 35px 65px max(40px,calc((100vw - 1160px)/2));align-self:center}.hero-copy h1{font-size:54px}.hero-figure{height:100%;min-height:552px}.hero-figure>img{object-position:33% center}.hero-description{font-size:16px}.hero-actions{gap:12px 20px}.hero-actions .text-link{font-size:12px}.hero-figure figcaption{right:32px;bottom:28px;font-size:17px}.welcome-section{grid-template-columns:340px 1fr;gap:75px;align-items:center}.welcome-copy h2{font-size:43px}.service-list{grid-template-columns:repeat(3,1fr);gap:35px}.service-item{padding-block:28px 0}.service-item h3{font-size:27px}.service-item p{font-size:16px}.services-section{padding-block:70px}.section-heading{margin-bottom:35px}.principles .wrap>div{padding:27px 45px;border-left:1px solid #ccd8d1}.principles .wrap>div:last-child{border-left:1px solid #ccd8d1}.principles strong{font-size:28px}.principles span{font-size:12px;max-width:none}.home-video{gap:75px}.contact-section{padding-block:68px}.contact-section h2{font-size:40px}.contact-layout{gap:100px}.contact-email{font-size:14px}.topic-hero{padding-block:60px}.topic-hero-grid{grid-template-columns:1fr 1fr;align-items:center;gap:60px}.topic-copy h1{font-size:49px}.topic-content{grid-template-columns:240px 1fr;gap:75px}.article-body{max-width:740px}.topic-byline img{width:175px;height:200px}.personal-note{padding:32px}.footer-top{gap:40px}.footer-bottom{justify-content:space-between}}
@media(min-width:1120px){.header-inner{min-height:102px}.menu-toggle{display:none}#main-nav,#main-nav.is-open{position:static;display:flex;flex-direction:row;align-items:center;gap:22px;background:none;padding:0;border:0;box-shadow:none}#main-nav a{font-size:11px;white-space:nowrap;padding:13px 0}#main-nav .nav-contact{border-bottom:1px solid var(--gold)}.brand>span{font-size:28px}.brand img{width:46px;height:57px}.hero-copy h1{font-size:60px}.hero-copy{padding-block:70px}.home-hero,.hero-figure{min-height:568px}.desktop-break{display:block}.hero-description{font-size:16px}.hero-actions .text-link{font-size:13px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}

/* The moving lighthouse is the hero, with the page introduction over the film. */
.home-hero.video-hero{position:relative;isolation:isolate;display:flex;align-items:center;min-height:650px;min-height:calc(100svh - 88px);overflow:hidden;background:#102f37;color:#fffdf6}
.video-hero .hero-poster,.video-hero .hero-background-video,.video-hero .hero-shade{position:absolute;inset:0;width:100%;height:100%}
.video-hero .hero-poster,.video-hero .hero-background-video{object-fit:cover;object-position:65% center;z-index:-3;pointer-events:none}
.video-hero .hero-background-video{z-index:-2;opacity:0}
.video-hero .hero-background-video.is-visible{opacity:1}
.hero-motion-toggle[hidden]{display:none}
.video-hero .hero-shade{z-index:-1;background:linear-gradient(90deg,rgba(5,26,35,.84),rgba(5,26,35,.48) 70%,rgba(5,26,35,.22))}
.video-hero .hero-copy{width:100%;max-width:none;margin-inline:auto;padding:66px 20px 112px}
.video-hero .hero-copy .eyebrow{color:#f1d8ad;letter-spacing:.14em}
.video-hero .hero-copy h1{font-size:clamp(42px,10.8vw,62px);line-height:1.12;margin:23px 0 25px;text-wrap:balance}
.video-hero .hero-description{color:#f4f2ed;max-width:470px;font-size:16px}
.video-hero .hero-actions{margin-top:29px}
.video-hero .button{background:#fffdf6;border-color:#fffdf6;color:#153746}
.video-hero .button:hover{background:#e8d7b7;border-color:#e8d7b7}
.video-hero .text-link{color:#fffdf6;text-decoration-color:#cfbea0}
.hero-motion-toggle{position:absolute;right:20px;bottom:22px;display:flex;align-items:center;gap:10px;min-height:48px;padding:10px 15px;border:1px solid #ffffff70;background:#092a32a6;color:#fff;font-size:12px}
.hero-motion-toggle:hover{background:#153746}.motion-symbol{font-size:17px;line-height:1}
.video-hero .hero-video-link{gap:10px;background:#092a3240;border-color:#fffdf6b3;color:#fffdf6}
.video-hero .hero-video-link:hover{background:#fffdf6;color:#153746}
.hero-video-link svg{width:17px;height:17px;flex-shrink:0}
.home-introduction .video-feature{min-width:0;align-self:center}
.home-introduction .video-stage>img{aspect-ratio:16/9;object-fit:cover}
.home-watch-heading{display:grid;gap:24px}
.home-watch-intro>p{color:var(--muted);margin-bottom:20px}
.home-video-topics .service-item{border-top:0;padding-top:0;padding-bottom:30px}
.home-video-topics .service-item:last-child{padding-bottom:0}
.home-video-topics .video-feature{margin-bottom:12px}
.home-video-topics .service-item h3{margin-bottom:12px}
@media(min-width:600px){.home-introduction{grid-template-columns:1fr;gap:32px}.home-introduction .welcome-copy{max-width:660px}}
@media(min-width:900px){.home-introduction{grid-template-columns:1.15fr 1fr;gap:55px}.home-introduction .welcome-copy h2{font-size:38px}.home-watch-heading{grid-template-columns:1.1fr 1fr;align-items:end;gap:70px}.home-watch-intro>p{max-width:46ch}.home-video-topics{gap:28px}.home-video-topics .service-item{padding-bottom:0}.home-video-topics .service-item h3{font-size:26px}}
@media(min-width:600px){.video-hero .hero-copy{padding-inline:40px}.video-hero .hero-shade{background:linear-gradient(90deg,rgba(5,26,35,.88),rgba(5,26,35,.54) 48%,rgba(5,26,35,.08) 80%)}.hero-motion-toggle{right:40px;bottom:28px}}
@media(min-width:900px){.home-hero.video-hero{min-height:680px;min-height:calc(100svh - 102px);max-height:960px}.video-hero .hero-copy{padding:88px max(40px,calc((100vw - 1160px)/2)) 110px}.video-hero .hero-copy h1{font-size:clamp(62px,5.6vw,82px);max-width:760px}.video-hero .hero-description{font-size:18px;max-width:540px}.video-hero .hero-poster,.video-hero .hero-background-video{object-position:center}.video-hero .hero-actions .text-link{font-size:14px}}

/* Local service routes and dedicated watch pages reuse the established design. */
.audience-section{padding-block:48px}.audience-section>h2{margin:16px 0 30px}.audience-grid{display:grid;gap:32px}.audience-grid article{border-top:1px solid var(--line);padding-top:24px}.audience-grid h2,.audience-grid h3{font-size:28px;margin-bottom:16px}.audience-grid p{color:var(--muted);margin-bottom:16px}.service-overview{padding-bottom:64px}.service-area-note{margin-block:32px 24px;color:var(--muted)}.retirement-portrait{max-width:360px;margin:0}.retirement-portrait img{display:block;width:100%;height:auto;max-height:400px;object-fit:cover;object-position:top}.retirement-portrait figcaption{padding-top:12px;color:var(--muted);font-size:14px}.section-subheading{margin-block:36px 18px}.related-reading{margin-top:28px}.service-context{font-weight:600}.watch-page{max-width:980px;padding-block:24px 64px}.breadcrumbs{display:flex;align-items:center;gap:16px;font-size:14px}.breadcrumbs a{display:inline-flex;align-items:center;min-height:48px;text-decoration:underline;text-underline-offset:4px}.watch-heading{padding-block:16px 24px}.watch-heading h1{font-size:clamp(34px,5vw,54px);line-height:1.12;margin:14px 0 18px;max-width:850px}.watch-heading>p:last-child{font-size:17px;max-width:720px;color:var(--muted)}.watch-player{position:relative;aspect-ratio:16/9;background:var(--navy,#17394b)}.watch-player iframe{position:absolute;inset:0;display:block;width:100%;height:100%;border:0}.watch-meta{font-size:14px;color:var(--muted);margin-top:14px}.watch-meta a{display:inline-block;padding-block:12px;min-height:48px;text-decoration:underline}.watch-summary{max-width:720px;margin-top:28px}.watch-summary h2{font-size:30px;margin-bottom:20px}.watch-summary p{margin-bottom:18px;color:var(--muted)}.footer-links{flex-wrap:wrap}.site-footer .legal a{text-decoration:underline;text-underline-offset:3px}.video-entry h2 a:hover{text-decoration:underline;text-underline-offset:4px}
@media(min-width:768px){.audience-section{padding-block:64px}.audience-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:40px 56px}.service-overview{padding-bottom:80px}.watch-page{padding-top:32px}.watch-heading{padding-bottom:32px}}