401(k) Plan Fiduciary
I deliver a total service package that addresses all the employer’s needs.
I am a fiduciary to 401(k) and 403(b) plans and handle all the fiduciary responsibilities:
- Fund selection
- Ongoing quarterly monitoring of funds
- Fee benchmarking
- Compliance oversight
- Plan design
More importantly, I become the employees’ personal investment adviser. I meet with them, one on one and explain the plan with personality and expertise. I advise employees on how much to save and where to invest, initially and on an ongoing basis. I create customized, personalized illustrations and projections to clearly illustrate the benefits of saving and saving more.
My goals for employees:
- Join the plan at a reasonable savings rate
- Invest in a risk appropriate asset allocation portfolio
- Increase their savings rate on a regular basis
I address a myriad of employees’ needs:
- Investment advice
- Savings plan
- Investment education
- Retirement planning
- Financial wellness
- Transitioning to retirement
